| By Adam Woodrow
Every year, hundreds of thousands of homeowners
have to file a claim with their insurance company
over damage to their home, caused by fire, wind,
flood, hurricane, theft and water damage. The
sad truth is that a large number of these hardworking
homeowners will walk away with a small percentage
of what they should have received from their
insurance company.
The reason behind this boils down to one factor:
The insurance companies use an Adjuster, hired
by them, to assess the damages to the homeowners
property. Since the Adjuster is hired and paid
by the insurance company, they have no reason
to propose an estimate with you in mind, and
every reason to compose their estimate thinking
about repeat business from the insurance company.
Because of this, homeowners like you are underpaid
by tens of thousands of dollars.
The good news is that this does not have to
happen. There is a type of insurance adjuster
that works strictly for the policyholder and
they are called Public Adjusters. Public Adjusters
works exclusively for the commercial and residential
policy holder. They represent you, the insuring
public, to maximize and expedite your insurance
recoveries. A Public Adjusters recovery efforts
yield an average of over 150% more than the
insurance companies initially offer to pay for
a claim. Crazy, isn't it?
There is a big difference between a Public
Adjuster and the Insurance Company Adjuster.
As stated before, the Insurance Company Adjuster
works for, and is paid by, the insurance company.
This means, they work for the insurance company,
not you. A Public Adjuster works for, and is
paid by, you, the policy holder. Public Adjusters
are usually compensated on a commission basis,
with no money collected unless money is collected
for the policy holder. Since payment is commission
driven, it is in the best interest of the Public
Adjuster to find every penny you are entitled
to be compensated for.
A large number of Public Adjusters have held
Adjusting jobs with insurance companies in the
past before becoming a Public Adjuster and strictly
working with the policyholder. This means that
they know the ins and outs of how the insurance
companies work, and because of this, they are
able to get you the biggest return possible.
Whether it is a new claim, or if it's an old
claim that needs to be reopened, Public Adjusters
are here to get you the money you rightfully
deserve.
Adam Woodrow is a Homeowner and Webmaster for
www.USALoss.com Public Adjusters dedicated to
helping homeowners collect on underpaid insurance
claims.
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